It’s not easy to live in Australia without air conditioning, but it’s also not always easy to find the cash to install one in your home. Air conditioners can fetch prices upwards of $4,000 for large units, which can prove a hefty amount when you have groceries and other bills to pay every week. Fortunately, services like Afterpay are designed to help split up the total cost of big appliances like air conditioners into four interest-free payments. If this is something you’re looking into, read on for a shortlist of air conditioners from Appliances Online that are available to buy with Afterpay.
Air Conditioners you can buy using Afterpay
Here’s a list of split system air conditioners that you can buy through Afterpay on Appliances Online:
- Mitsubishi Electric 3.5kW Reverse Cycle Split Inverter Air Conditioner MSZEF35VE2BKIT: $1,651 RRP*
- Fujitsu 3.5kW Reverse Cycle Split System Inverter Air Conditioner ASTG12KMTC: $1,899 RRP*
- Panasonic 8kW AERO Series Reverse Cycle Split System Inverter Air Conditioner CSCU-Z80TKR: $3,289 RRP*
Here are a few options in the window air conditioner category, available to buy with Afterpay on Appliances Online:
- Kelvinator 2.7kW Cooling Only Window Box Air Conditioner KWH26CRE: $679 RRP*
- Esatto 2.6kW Window Box Reverse Cycle Air Conditioner EWAC36RC: $699 RRP*
- Dimplex DCB14 4.1kw Window Box Air Conditioner: $1,050 RRP*
For those looking for a portable air conditioner, here are a few you can find on Appliances Online with Afterpay:
- DeLonghi PACN76DG 2.1kW Pinguino Cooling Only Portable Air Conditioner: $649 RRP*
- Omega Altise 3.5kW Slimline Portable Air Conditioner OAPC127: $699 RPP*
- Rinnai RPC41WA 4.1kW Cooling Only Portable Air Conditioner: $849 RRP*
Split System Air Conditioners you can buy using Afterpay
Mitsubishi Electric 3.5kW Reverse Cycle Split Inverter Air Conditioner MSZEF35VE2BKIT
For small rooms, you might like to consider this 3.5kW split system unit from Mitsubishi Electric. Not only can you use it year-round for both heating and cooling, it’s also claimed to provide air filtering. Its Platinum Filter is said to reduce airborne bacteria and combat common allergens. Additionally, it comes with Wi-Fi connectivity, allowing you to connect this air conditioner to your smartphone and control it remotely, so you can change settings, monitor the temperature and even turn the unit off straight from your smart device. There’s also a built-in weekly timer for added control. It has a 3-star energy efficiency rating for cooling and 2.5 stars for heating.
- Afterpay: 4 payments of $412.75*
Fujitsu 3.5kW Reverse Cycle Split System Inverter Air Conditioner ASTG12KMTC
Another 3.5kW split system unit is this Fujitsu General ASTG12KMTC air conditioner. It features an auto mode which, when selected for the fan, adjusts the airflow to follow changes in room temperature and maintain an even climate. Its Human Sensor Control is said to detect when people are in the room and adjust accordingly to provide increased energy efficiency apparently. Plus, its program timer allows you to schedule when you want the unit on or off, while its sleep timer is stated to gradually change the room temperature so you can sleep comfortably. In turn, it has a 3.5-star energy efficiency rating for cooling and 4.5 stars for heating.
- Afterpay: 4 payments of $474.75*
Panasonic 8kW AERO Series Reverse Cycle Split System Inverter Air Conditioner CSCU-Z80TKR
If you’re after a new air conditioner to cool large rooms, then this 8kW unit might be one to consider. Panasonic’s 8kW air conditioner is said to feature ‘Nanoe air purifiers’ to help clear the air of odours, and other impurities, ideal for those with allergies or pets. Additionally, it features smart sensors to automatically adapt to the environment such as when it detects sunlight or if you’re no longer in the room. Plus, its iAUTO-X system and Aerowings flaps are designed to cool the area evenly and efficiently. However, in terms of energy efficiency it only has a 2-star rating for cooling and 2.5 stars for heating due to its large size, so it’s important to keep this in mind.
- Afterpay: 4 payments of $822.25*
Window Air Conditioners you can buy on Afterpay
Kelvinator 2.7kW Cooling Only Window Box Air Conditioner KWH26CRE
Kelvinator offers a compact window air conditioner to help you stay cool in summer. It’s said to be capable of cooling rooms of between 15 and 20 square metres in size, which is generally the size of a small bedroom or study. It’s equipped with multiple speed settings and a 24-hour timer, allowing you to program the unit to switch on before you come home. It’s also said to remove up to 0.8L of moisture per hour for a healthier home. In terms of energy efficiency, it features a 2-star rating.
- Afterpay: 4 payments of $169.75*
Esatto 2.6kW Window Box Reverse Cycle Air Conditioner EWAC36RC
Another unit of similar size is this 2.6kW Esatto Window Box Reverse Cycle Air Conditioner. It features three fan speeds and a sleep mode that gradually adjusts the temperature while you sleep. It also comes with an in-built timer, so that you can program the unit to switch on before you get home in a similar way to the units mentioned above. Expect the standard auto, cool, heat and dry programs, with this Esatto unit coming with a 2-star energy efficiency rating for both heating and cooling.
- Afterpay: 4 payments of $174.75*
Dimplex 4.1kW Window Box Air Conditioner DCB14
For something slightly larger, this 4.1kW Dimplex unit is made for treating rooms up to 27 meters squared. Programmable temperatures range from 18°C to 31°C with three fan speeds available. You can also use the swing function to help disperse the cool or warm air around the room. Its sleep mode is said to offer a quieter overnight operation and gradual temperature changes as you fall asleep while its 24-hour timer gives you the option to come home from work to a cool house. It has a 1.5-star energy efficiency rating for cooling and 2 stars for heating.
- Afterpay: 4 payments of $262.50*
Portable Air Conditioners you can buy using Afterpay
DeLonghi 2.1kW Pinguino Cooling Only Portable Air Conditioner PACN76DG
This 2.1kW unit from DeLonghi combines air conditioning with a dehumidifier, collecting up to 30L per day. The control panel and LCD remote allows you to adjust the settings. There are three fan speeds available with a fan function. Plus, it’s equipped with a 12-hour electronic timer and thermostat. It features handles and castor wheels for portability. While this unit does use a self-evaporative system, meaning it doesn’t require a drip tray or drain hose, it does need its exhaust hose to be attached to a nearby window with a window kit included to fit both sash and sliding windows.
- Afterpay: 4 payments of $162.25*
Omega Altise 3.5kW Slimline Portable Air Conditioner OAPC127
This unit also features a dehumidifying option to remove humidity from the room during the summer months. It comes with a remote control, allowing you to easily switch the unit on or off and adjust the temperature. Additionally, you can program to switch the unit on or off up to 24 hours in advance with its in-built timer. Plus, it’s designed with swing functionality to help spread the cool air around the room, which you can also control via the remote. There’s a window kit included for easy installation.
- Afterpay: 4 payments of $174.75*
Rinnai 4.1kW Cooling Only Portable Air Conditioner RPC41WA
This 4.1kW portable air conditioner from Rinnai also features a dehumidifier. It comes with omni-directional caster wheels for easy movability and a maximum duct hose length of 1.8 meters. Expect a delay timer to turn the unit off at a set time with a remote controller to change settings. There’s also a swing function to ensure the room is cooled evenly and a sleep mode to automatically adjust the temperature while you sleep.
- Afterpay: 4 payments of $212.25*
What is Afterpay?
Afterpay is a service offered by a range of retailers, which allows you to purchase goods and pay in four easy, interest-free instalments. The first installment is generally paid at the time of purchase, while the remaining three payments are paid every fortnight. Afterpay sends out a schedule and reminder notifications, so that you don’t miss a payment, otherwise you’ll be hit with a late payment fee.
How does Afterpay work on Appliances Online?
- Add an appliance to your bag and proceed to checkout
- Select Afterpay as your payment method
- Enter your details with Afterpay
When you select the Afterpay payment option, you’ll need to make an account if you don’t already have one set up. For this you’ll need to reside in Australia, have an Australian debit or credit card, and be over 18 years of age. Once you’re approved (which is generally instant), your order is then shipped like any other. You can use Afterpay in store or online, plus there’s an app, allowing you to manage orders, make payments and find other retailers that offer this service.
A payment schedule is emailed to you once you complete your purchase. On Appliances Online, your first payment is taken at the time of purchase with the remaining three repayments needing to be paid over the next six weeks.
According to Appliances Online, once you’ve used Afterpay for at least six weeks, you can make the first payment within 14 days for all orders under $500, instead of at the time of purchase. The other repayments need to be made over the next eight weeks. There’s a $10 late payment fee with an additional $7 fee if the payment is still unpaid seven days later.
Appliance retailers that offer Afterpay
There are plenty of other retailers that offer this service, here are some of the major ones:
- Big W
- Bing Lee
- Crazy Sales
- Factory Buys
- Later Gator
- Mitre 10
- Open Shop
- Robins Kitchen
Should I buy an air conditioner on Afterpay?
Afterpay may be a viable option for those who prefer to pay in smaller installments instead of being hit with a huge bill upfront. However, Afterpay does charge fees for late payments, so you’ll need to make sure you keep up with your schedule.
Air conditioners aren’t cheap, so Afterpay might just give you that helping hand you’ve been needing, without taking a blow in the hip pocket. But before jumping into any purchase, make sure you do your research to find exactly the air conditioner unit you need for your household, so that you’re not left disappointed. On that note, you might like to check out our annual air conditioner ratings via the link below:
Please keep in mind that ‘Buy Now Pay Later’ (BNPL) services are a form of credit. Failing to make repayments on time may result in late payment fees or other charges, and may impact your credit score. Please read the BNPL’s terms and conditions before signing up.
BNPL services are not currently subject to the National Consumer Credit Protection Act 2009. BNPL services are largely unregulated in Australia, meaning consumers have fewer legal protections.
The information provided in this article is factual information only and not financial product advice on ‘Buy Now Pay Later’ (BNPL) services.
Picture credits: hedgehog94/shutterstock.com
*Prices taken from Appliances Online, correct as of January 2020