Australia is a rewards-loving nation. In 2025, the Australian Loyalty Association found that 86% of Aussie retail shoppers were members of a reward program like Flybuys or Everyday Rewards. However, according to Canstar research very few of them are taking full advantage of these programs, with only 39% of surveyed rewards program members going out of the way to boost their points balance.
Here are three tips to help you get the most out of your reward points program.
1. Align your shopping habits with points partners
The two biggest reward programs in Australia, Flybuys and Everyday Rewards, both share a similar structure where you receive points for each dollar spent with their partnered brands. Regardless of which one you use, it could be worth aligning your shopping habits with these brands to maximise the points you earn. With that said, you probably shouldn’t make purchases you wouldn’t otherwise just for the points.
Where to collect Flybuys points
Flybuys partners with 21 brands in the health insurance, retail, energy, travel and hotel sectors, meaning there are plenty of places to use your Flybuys card and top up your points balance.
Here’s where you can collect Flybuys points:
Flybuys grocery and retail partners
- Coles: 1 point for every $1 spent.
- Target: 1 point for every $1 spent.
- Kmart: 1 point for every $1 spent.
- Officeworks: 1 point for every $1 spent.
- Bunnings Warehouse: 1 point for every $1 spent.
- QuiteLike Meal Kits: Up to 10 points for every $1 spent.
- First Choice Liquor Market: 1 point for every $1 spent.
- OnePass: 5 points per $1 spent in-store.
- Swaggle Pet Care Delivery: Up to 2 points for every $1 spent.
Flybuys credit cards and insurance partners
- Coles credit cards: Collect 2 points per $1 on eligible purchases up to $3,000, then collect 1 point per $1 up to $8,000 in each statement period.
- Coles insurance: Get 10% off one Coles shop every month for 12 months with eligible policies.
- Citi: Convert your Flybuys points to dollars to spend in-store.
- NAB: Collect up to 110,000 points if you apply for a new personal NAB Rewards Platinum Credit Card. Transfer your NAB Rewards Points into Flybuys points.
- HCF Health Insurance: Up to 130,000 points.
Flybuys travel and service station partners
- Flybuys Travel: 1 point for every $1 spent.
- Liquorland: 1 point for every $1 spent.
- Mycar: 1 point for every $1 spent.
- Shell Reddy Express: 1 point for every $2 spent.
- Velocity Frequent Flyer: Collect up to 1,000 points when you turn on and complete your first auto transfer of Flybuys points to Velocity Points.
Flybuys telco and energy partners
- Optus: Up to 75,000 points with exclusive offers and up to 26,000 points for new and existing customers on eligible home internet plans.
- Kleenheat: 1 point for every $1 spent.
Where to redeem Flybuys points
You can pay with your Flybuys points at Coles, First Choice Liquor Market, Kmart, Liquorland, Mycar, Officeworks, Target and Shell Reddy Express. You’ll need to transfer your points to dollars on the Flybuys website or app before you head to the checkout.
You can also purchase a range of products directly from the Flybuys website, where you can customise how many points you want to contribute to the purchase and track your balance as you go. Some of the items available on the Flybuys website include kitchen and hair appliances, tools, gift cards, toys, headphones and more.
Where to collect Everyday Rewards points
Everyday Rewards has 18 brand partners, including Bupa, Origin Energy, Qantas, BWS and more. Everyday Rewards also offers weekly points boosters via its app. You could double your points on groceries at Woolies, or earn extra points at Big W, Everyday Market and other brand partners, depending on what’s on offer that week.
Here’s where you can collect Everyday Rewards points:
Everyday Rewards grocery and retail partners
- Woolworths: 1 point for every $1 spent.
- Woolworths Metro: 1 point for every $1 spent.
- Big W: 1 point for every $1 spent.
- BWS: 1 point for every $1 spent.
- Milkrun: 1 point for every $1 spent.
- Healthylife: 1 point for every $1 spent.
- MyDeal: 1 point for every $1 spent.
- Petstock: 1 point for every $1 spent.
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Everyday Rewards bank insurance partners
- Bupa: Up to 150,000 points for new Bupa customers with eligible policies.
- Westpac: Collect 2,000 points when you convert your 3,000 Altitude Rewards Points to your Everyday Rewards account.
- St. George Bank: Collect 2,000 points when you convert your 3,000 Amplify Rewards Points to your Everyday Rewards account.
- BankSA: Collect 2,000 points when you transfer 3,000 Amplify Rewards Points to your Everyday Rewards account.
- Bank of Melbourne: Collect 2,000 points when you transfer 3,000 Amplify Rewards Points to your Everyday Rewards account.
Everyday Rewards travel and service stations partners
- Qantas Frequent Flyer: Automatically convert your 2,000 rewards points to 1,000 Qantas points.
- Accor Live Limitless (ALL): Collect 4,000 points every time you transfer 2,000 ALL Reward points to your Everyday Rewards account.
- EG Ampol: 1 point for every $1 spent.
- Ampol Foodary: 1 point for every $1 spent.
Everyday Rewards energy partners
- Origin Energy: Get 5,000 points if you renew or sign up to gas, 5,000 points if you sign up to electricity, 5,000 points if you sign up to an internet plan and 1 point for every $1 spent on your ongoing plan.
Where to redeem Everyday Rewards points
You can redeem your Everyday Rewards points online or in store at Woolworths, Everyday Market, BWS, BIG W, Milkrun, participating EG Ampol stores and Petstock. You can also choose to automatically convert your Rewards points into Qantas Frequent Flyer points, or save your points to spend during the festive season with the Bank for Christmas feature.
2. Track new offers to maximise your points
Both Flybuys and Everyday Rewards have exclusive points offers that change regularly, often weekly. For example, Flybuys might run a deal one week that gives Coles shoppers 20x points on fresh produce, but could switch to a spend-and-get offer the next week that gives shoppers 1,000 bonus points when they spend $50 at the supermarket.
Likewise, Everyday Rewards runs similar offers where Woolies shoppers can multiply their points or earn bonus points based on minimum spend in store or with one of its brand partners.
The key is to activate the offers before you shop. You can do this via the Flybuys or Everyday Rewards app, or when you log into your account online. If you’re using the apps, you’ll be able to easily track your points, activate offers and see what deals are available week by week.
3. Collect points retroactively
There’s no reason to miss out on points just because you forgot to scan your card. Both Flybuys and Everyday Rewards allow customers to add points to their cards at a later date. This is especially useful if you missed out on a sizable bulk-points offer when signing up to a new telco, energy provider or health fund.
Flybuys
Flybuys customers can claim points simply by contacting the Flybuys customer service team and providing them with a copy of the receipt from the relevant partner retailer. If you forgot to scan your card at Coles or Officeworks, simply return to the store with your receipt. They’ll retroactively add the points to your account for you.
Everyday Rewards
If you’re an Everyday Rewards customer and you forgot to scan your card at the checkout, you can use the virtual assistant in the app or on the website to add the missed points to your account. As with Flybuys, you’ll need a copy of your receipt so your purchase can be verified.
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