Cheap Mobile Phone Plans Compared

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Have you ever thought you’re paying too much for the mobile phone service you receive? A lot of people question their phone plan’s value, but Canstar Blue research has found that only one in ten Aussies have switched providers over a 12 month period. This means many of you are likely overpaying for your calls, text and data each month.

To get the best deal, you usually have to choose a SIM-Only plan (i.e. not bundled with a phone) from a Mobile Virtual Network Operator (MVNO) that uses the wholesale Telstra, Optus or Vodafone networks for a cheap phone plan. These plans can come in either a prepaid or postpaid format. So, what are Australia’s cheapest phone plans? We’ll compare prepaid and postpaid plans to help you save some cash.

Our research found that prepaid mobile users spend an average of $28 per month with their service, while postpaid users spend $43. Consider how this compares to your normal spending and see if any of the plans featured below might offer you better value.

Compare Cheap Mobile Phone Plans

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Cheap phone plans under $10

If you’re looking to save some cash, the good news is that there are some great prepaid and postpaid phone plans available for $10 or less. While you might think that $10 won’t get you much in terms of included value, you might be surprised. You can also pick up some good phone plans for kids and seniors around this price point.

When you’re comparing cheap phone plans for $10 or less, there are a few things you need to look out for:

  • What call inclusions does the plan have? Some of the cheapest phone plans might restrict your national call value, rather than offering unlimited calls — consider if this call value enough for you.
  • Is there enough data? Generally you can expect around 1GB of data at this price point, but is that enough for you? If you only use data for occasional web browsing, it might be enough.
  • How long is the plan’s billing cycle? Some of these plans will run on 5, 7 or 10-day billing cycles, meaning you’ll have to recharge a few times a month. This is fine for travellers or if you’re looking for a short-term, temporary plan, but it probably won’t be ideal if you want this plan long-term. You can still grab a plan at $10 or under that runs on a monthly billing cycle.

If you’re looking into prepaid providers, you can find plans on a range of billing cycles from telcos including Amaysim, Yomojo, Lyca Mobile, Coles Mobile, Boost Mobile and OVO Mobile. Both Testra and Optus offer $10 prepaid plans, but these are on shorter expiry periods.

Prefer postpaid? You can pick up cheap plans for $10 or less on a range of billing cycles from telcos including Exetel, Moose Mobile, Jeenee Mobile and Belong Mobile.

Here is a selection of cheap prepaid and postpaid plans for $10 or less. This table includes links to referral partners.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Moose Mobile Logo

Moose 8.80 SIM Only

  • 200 minutes standard national calls
  • Unlimited national SMS

min. cost $8.80 over one month plan period

1GBMax Data**/billing period $8.80Advertised Data^^/billing period Go To Site
Yomojo Logo

Kid’s Phone Plan

  • 200 minutes standard national calls
  • Unlimited standard SMS

min. cost $9.90 over 30 day expiry

1GBMax Data**/billing period $9.90Advertised Data^^/billing period
Amaysim Logo

UNLIMITED 1GB

  • Unlimited standard national calls & SMS
  • Special offer: Get 2GB of data on the $10 plan (normally 1GB). Terms apply (offer expires 31/10/19).

min. cost $10 over 28 day expiry

1GBMax Data**/billing period $10Advertised Data^^/billing period Go To Site
Boost Mobile

$10 Prepaid

  • Unlimited standard national calls & SMS
  • Unlimited standard international calls & SMS to 20 countries, 100 mins & SMS to 35 countries, 100 MMS to 55 countries

min. cost $10 over 7 day expiry

3GBMax Data**/billing period $10Advertised Data^^/billing period Go To Site
Telstra Logo

Prepaid Max $10

  • Unlimited standard national calls & SMS
  • Unlimited standard calls to 20 countries
  • Data-free music and sports streaming
  • Access the free Telstra Air WiFi network

min. cost $10 over 7 day expiry

2GBMax Data**/billing period $10Advertised Data^^/billing period Go To Site
View all mobile plans listed on Canstar Blue

Cheap phone plans under $20

Have a bit more in the budget? Jumping up to plans for $20 or less can give you significantly more inclusions. You’ll also see a few more telcos in the mix if you’re looking in this price range, which gives you even more plans and providers to choose from.

At these prices points, you can generally expect unlimited standard national calls and some will include international call inclusions too. As for your data, what the telcos offer really varies around this price range, with inclusions starting at 1GB and going up to around 8GB.

If you’re interested in prepaid phone plans for $20 or less, there are even more providers to choose from including ALDI Mobile, Catch Connect, Kogan, TPG, Woolworths Mobile and Lebara.

Likewise with postpaid, there are a wider range of telcos offering plans around this mark around $20 or less, including Southern Phone, Hive, Spintel, TeleChoice, Bendigo Telco, Vaya, Woolworths Mobile and Dodo.

Here is a selection of cheap prepaid and postpaid plans for $20 or less. This table includes links to referral partners.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Southern Phones Logo

Green 11

  • Unlimited standard national calls & SMS

min. cost $132 over 12 month plan period

1GBMax Data**/billing period $11Advertised Data^^/billing period Go To Site
Catch Connect Logo

3GB 30 Day Plan

  • Unlimited standard national calls & SMS
  • Special offer: $4.90 for first 30 days

min. cost $15 over 30 day billing period

3GBMax Data**/billing period $15Advertised Data^^/billing period Go To Site
TeleChoice Logo

LIVE 16 12M

  • Unlimited standard national calls & SMS
  • Unlimited texts to any country

min. cost $192 over 12 month plan period

3GBMax Data**/billing period $16Advertised Data^^/billing period Go To Site
Hive Mobile

$18.80 SIM Plan

  • Unlimited standard national calls & SMS

min. cost $18.80 over one month plan period

2.5GBMax Data**/billing period $18.80Advertised Data^^/billing period Go To Site
Boost Mobile

$20 Prepaid

  • Unlimited standard national calls & SMS
  • Unlimited standard international calls & SMS to 20 countries, 100 mins & SMS to 35 countries, 100 MMS to 55 countries

min. cost $20 over 28 day expiry

5GBMax Data**/billing period $20Advertised Data^^/billing period Go To Site
View all mobile plans listed on Canstar Blue

Cheap phone plans under $40

Moderate to heavy phone users can expect some good deals at the $20-$40 mark. While $40 per month might seem a bit steep, it can definitely be worth the price tag if you like lots of data and even entertainment extras included. This is also the price point where Vodafone and Optus start introducing SIM-only postpaid plans in addition to prepaid plans.

The data inclusions around these prices can really vary from telco to telco, with the average around 10GB, and you definitely see a bit more competition for data inclusions. Most telcos offer plans at these price points across both prepaid and postpaid, and you can expect many of the cheaper providers to offer the top-level plans around these price points.

Here is a selection of cheap prepaid and postpaid plans for $40 or less. This table includes links to referral partners.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Belong Logo

10GB SIM Only

  • Unlimited standard national calls & SMS
  • Add international talk & text for $5 extra

min. cost $25 over one month plan period

10GBMax Data**/billing period $25Advertised Data^^/billing period Go To Site
Pennytel Mobile

10GB Large SIM-Only

  • Unlimited standard national calls & SMS

min. cost $24.99 over one month plan period

10GBMax Data**/billing period $24.99Advertised Data^^/billing period
Yomojo Logo

10GB Plan

  • Unlimited standard national calls & SMS

min. cost $25.90 over 30 day plan period

10GBMax Data**/billing period $25.90Advertised Data^^/billing period
Woolworths Mobile

Small

  • Unlimited standard national calls & SMS
  • Special offer: 10GB data + 2GB bonus data per month (offer expires 17/11/19).

min. cost $360 over 12 month plan period

12GBMax Data**/billing period $30Advertised Data^^/billing period Go To Site
Southern Phones Logo

Green 32

  • Unlimited standard national calls & SMS

min. cost $384 over 12 month plan period

16GBMax Data**/billing period $32Advertised Data^^/billing period Go To Site
TeleChoice Logo

LIVE 40 12M

  • Unlimited standard national calls & SMS
  • Unlimited texts to any country

min. cost $480 over 12 month plan period

30GBMax Data**/billing period $40Advertised Data^^/billing period Go To Site
View all mobile plans listed on Canstar Blue

Cheap phone plans under $80

You might think that $80 isn’t cheap, but it depends on what you’re looking for in a phone plan. Generally at these price points, you’re looking at phone plans with huge amounts of data. These plans are ideal for people who use their phone a lot, especially for video streaming.

Considering that one hour of standard definition Netflix streaming uses around 1GB of your data, its clear why there is a market for big data plans, especially if you like to stream video on your daily commute. Some telcos, namely Telstra and Optus, offer some pretty generous extras such as data-free music and sports streaming and these plans tend to be priced a bit higher than the MVNO competitors. You can also score unlimited data for under $80 with Vodafone and Telstra, but your data speed is capped to 1.5Mbps after you use up your included GB of high-speed data.

So, just how much data can you get for $80? The good news is that you can pick up either prepaid or postpaid phone plans with big chunks of data for under $80. Some telcos will offer these generous plans with 3G data only, but for our comparison, we’re taking a look at plans with access to 4G networks.

Here is a selection of cheap prepaid and postpaid plans for $80 or less. This table includes links to referral partners.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Amaysim Logo

UNLIMITED 60GB

  • Unlimited standard national calls & SMS
  • Unlimited standard international calls to 10 countries
  • 300 min standard international calls to 22 countries

min. cost $50 over 28 day expiry

60GBMax Data**/billing period $50Advertised Data^^/billing period Go To Site
Vodafone Logo

$55 SIM Only Plus

  • Unlimited data*(capped at 1.5Mbps after 80GB)
  • Unlimited standard national calls & SMS
  • 2000 international minutes to Zone 1 countries, 200 minutes to Zone 2 countries

min. cost $660 over 12 month plan period

80GBMax Data**/billing period $55Advertised Data^^/billing period Go To Site
Telstra Logo

Medium Plan

  • Unlimited standard national calls & SMS
  • Data-free music and sports streaming
  • No excess data charges
  • Access the free Telstra Air WiFi network
  • 5G network access included until 20 June, 2020

min. cost $60 over one month

60GBMax Data**/billing period $60Advertised Data^^/billing period Go To Site
Boost Mobile

$70 Prepaid

  • Unlimited standard national calls & SMS
  • Unlimited standard international calls & SMS to 30 countries, 300 mins & SMS to 25 countries, 300 MMS to 55 countries
  • Get 15GB bonus data on the first 3 recharges. First recharge by 28/10/19, remaining two recharges by 31/12/19. Terms apply.

min. cost $70 over 28 day expiry

65GBMax Data**/billing period $70Advertised Data^^/billing period Go To Site
View all mobile plans listed on Canstar Blue

Cheap iPhone XS Plans

Apple’s latest iPhone range landed in September 2018. If you’re interested, here are the cheapest published iPhone XS plans on offer from Telstra, Vodafone and Optus for the standard 64GB model. These costs include handset repayments in combination with a plan over 24 months. This table includes featured products from our referral partners.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Vodafone Logo

Apple iPhone XS 64GB + $35 Red Plan

  • Unlimited standard national calls & SMS
  • Price includes $67.50 monthly device payment

min. cost $2,460 over 24 month plan period

5GBMax Data**/billing period $102.50Advertised Data^^/billing period Go to Site
Optus Logo

Apple iPhone XS 64GB + $45 My Plan Plus

  • Unlimited standard national calls & SMS
  • Stream Optus Sport data free
  • Price includes $67 monthly device payment

min. cost $2,688 over 24 month plan period

4GBMax Data**/billing period $112Advertised Data^^/billing period More details
Telstra Logo

Apple iPhone XS 64GB + $50 Small

  • Unlimited standard national calls & SMS
  • Data-free music and sports streaming
  • No excess data charges
  • Access the free Telstra Air WiFi network
  • 5G network access included until 20 June, 2020
  • Price includes $68 monthly device payment

min. cost $2,832 over 24 month plan period

15GBMax Data**/billing period $118Advertised Data^^/billing period Go To Site
View all mobile plans listed on Canstar Blue

If you’re looking for the absolute cheapest way to get your hands on the iPhone XS, you might have to make some compromises. Optus generally offers some of the cheaper phone plans, while Vodafone and Telstra can also give you a cheaper monthly cost on your device if you choose the 36-month payment plan, but you will be paying the same amount for your device as on the 12 or 24-month contracts.

Here’s the cheapest way to get the 64GB iPhone XS from each major telco, including phone costs:

Telco Mobile Plan Monthly Handset Cost for iPhone XS Total Monthly Plan Cost Total Cost
Optus $45 My Plan Plus $67 $112 $2,688 over 24 months
Telstra $50 Small Plan $45.33 $95.33 $3,432 over 36 months
Vodafone $35 Red Plan $45 $80 $2,880 over 36 months

Cheap Samsung Galaxy S10 Plans

If saving cash on your mobile costs is your biggest priority, the Samsung Galaxy S10 might not be the right device for you. But if your heart is set on Samsung’s shiny new phone, there are plans available from Telstra, Vodafone, Optus and Woolworths Mobile. These telcos also stock the S10+ if you’d rather the flagship device, however your monthly handset payments will be higher for the S10+. Below are some of the current published deals available for the Galaxy S10, in our database— you can find more through our comparison tool. Some are sponsored products, which include a link to the retailer’s website for further details.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Woolworths Mobile

Samsung Galaxy S10 128GB + Extra Small $20 Plan

  • Unlimited standard national calls & SMS
  • Special offer: 3GB data + 2GB bonus data per month (offer expires 17/11/19).
  • Price includes $57 monthly device payment

min. cost $1,848 over 24 month plan period

5GBMax Data**/billing period $77Advertised Data^^/billing period Go To Site
Vodafone Logo

Samsung Galaxy S10 128GB + $35 Red Plan

  • Unlimited standard national calls & SMS
  • Price includes $56.20 monthly device payment

min. cost $2,189 over 24 month plan period

5GBMax Data**/billing period $91.20Advertised Data^^/billing period Go To Site
Optus Logo

Samsung Galaxy S10 128GB + $45 My Plan Plus

  • Unlimited standard national calls & SMS
  • Stream Optus Sport data free
  • Price includes $41 monthly device payment

min. cost $2,064 over 24 month plan period

4GBMax Data**/billing period $86Advertised Data^^/billing period
Telstra Logo

Samsung Galaxy S10 128GB + $50 Small

  • Unlimited standard national calls & SMS
  • Data-free music and sports streaming
  • No excess data charges
  • Access the free Telstra Air WiFi network
  • 5G network access included until 20 June, 2020
  • Price includes $57 monthly device payment

min. cost $2,568 over 24 month plan period

15GBMax Data**/billing period $107Advertised Data^^/billing period Go To Site
View all mobile plans listed on Canstar Blue

Like with the iPhone XS, you can pick up the Samsung Galaxy S10 at a cheaper price than listed above, but there are compromises. If you’re considering Vodafone or Woolworths, both of these telcos offer device repayments to be split over 12, 24 or 36 months, and Telstra offers 24 or 36 months. Opting for the 36 months will give you a cheaper monthly price, but you will pay the same overall.

Here’s the cheapest way to get the Samsung Galaxy S10, including phone costs:

Telco Mobile Plan Monthly Handset Cost for Galaxy S10 Total Monthly Plan Cost Total Cost
Woolworths Mobile $20 Extra Small Plan $38 $58 $2,088 over 36 months
Optus $45 My Plan Plus $41 $86 $2,064 over 24 months
Vodafone $35 Red Plan $37.47 $72.47 $2,189 over 36 months
Telstra $50 Small Plan $38 $88 $3,168 over 36 months

Cheap pay-as-you-go plans

There are a number of prepaid providers offering cheap phone plans for under $10 per month, or with very short expiry periods of just 7-10 days. However, the first lesson to learn here is that cheapest does not mean best, because these cheap plans come with minimal inclusions, sometimes with no data. They are often simple pay-as-you-go (PAYG) plans, where you get the dollar value that you pay for. You will likely require more than these plans can offer, but if your usage requirements are modest, there are some cheap options.

TPG offers a $1 per month prepaid plan with PAYG call and text rates, plus 50MB of data. This plan runs on the Vodafone Network. In terms of rates, standard national calls are 9.9c per minute with 10c flagfall and texts cost 9.9c each; all data over your included 50MB is charged at 10c per megabyte, which adds up to a massive $102 per gigabyte.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
TPG Logo

T4G PAYG

  • PAYG
  • Data 10c per MB
  • $20 upfront cost

min. cost $21 over one month plan period

50MBMax Data**/billing period $1Advertised Data^^/billing period
View all mobile plans listed on Canstar Blue

Cheap phone plans summary

Telco Mobile Plan Included Data Monthly Cost Contract Term
TPG T4G PAYG 50MB $1 No contract
Moose Mobile Moose 8.80 SIM Only 1GB $8.80 No contract
Yomojo Kids’ Phone Plan 1GB $9.90 No contract
Amaysim UNLIMITED 1GB 1GB $10 No contract
Boost Mobile $10 Prepaid 3GB $10 No contract
Telstra $10 Prepaid Max 2GB $10 No contract
Southern Phone Green 11 1GB $11 12 months
Catch Connect 3GB 30 Day Plan 3GB $15 No contract
TeleChoice LIVE 16 (12M) 3GB $16 12 months
Hive Mobile $18.80 SIM Plan 2.5GB $18.80 No contract
Boost Mobile $20 Prepaid 5GB $20 No contract
Belong 10GB SIM Only 10GB $25 No contract
Pennytel 10GB Large SIM-Only 10GB $24.99 No contract
Yomojo 10GB Plan 10GB $25.90 No contract
Telstra Prepaid Max $30 10GB $30 No contract
Southern Phone Green 32 16GB $32 12 months
TeleChoice LIVE 40 (12M) 30GB $40 12 months
Amaysim UNLIMITED 60GB 60GB $50 No contract
Vodafone $55 SIM Only Plus Plan 80GB $55 12 months
Telstra Medium Plan 60GB $60 No contract
Boost Mobile $70 Prepaid 65GB $70 No contract

Are cheap phone plans a good move?

phone and money

Cheap mobile phone plans may seem tempting, but some of them come with some limitations that could be a put off many customers. While there are some great options for $10 or less, some of these plans will have a shorter billing period, such as 7 days, so while it seems cheap, you might be paying that amount three or four times each month for your plan and suddenly, that plan isn’t so cheap.

At these low prices, you may also be subject to call and texting caps, which use up quickly if you’re big on chatting, especially if you’re used to unlimited call and SMS inclusions. If you use data fairly regularly, you’ll also want to ensure your cheap phone plan has enough data, otherwise you could be paying for excess data or recharging your prepaid plan more often than you should. After all, what’s the point in a cheap plan if it doesn’t have the right data amount for you?

The good news is, you can get a full 30-day or monthly phone plan with unlimited calls and texts for as little as $10 these days, which generally come with 1GB data too. But of course, the more you spend, the more value you’ll get on your phone plan with 10GB plans coming in at under $40. A common theme appearing is that providers offer data bonuses if you’re willing to sign up for 12 months. While these deals look great on paper, you will have to consider whether you prefer flexibility and what else might be out there a few months down the track.

Either way, it’s best to compare a range of different providers with both postpaid and prepaid payment terms, because there is no ‘one size fits all’ answer. If you are looking for cheap phone plans, set a budget and be realistic when it comes to what you want and need on your plan.

Compare Prepaid Phone Plans

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