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SIM-only phone plan buying guide

Best SIM-only plans for your new phone

Did you or a family member get a new phone this Christmas, but aren’t sure which SIM-only plan you should sign up to? Or maybe you’re just looking for a new plan to see if you can get better value for money with another provider?

In this guide, we’ll wrap up some SIM-only prepaid and postpaid plans on offer at a range of different price points to help you find the best plan for your needs.

Prepaid offers you might like

The following table shows a selection of sponsored SIM Only plans on Canstar Blue’s database with links to referral partners.

SIM-only plans for $20 and under

If you’re looking to save on a cheap SIM-only plan, you can typically find plans for $20 or less, but keep in mind that these plans might not have much data. Plans in this price range might be ideal phone plans for kids or phone plans for seniors who have low data needs.

The following table includes a selection of postpaid plans from Canstar Blue’s database for $20 or less, listed in order of standard cost, lowest to highest, then by standard data allowance, largest to smallest. Compare postpaid mobile plans from a wider range of providers using our comparison tool. This table includes products with links to referral partners.

The following table includes a selection of prepaid plans from Canstar Blue’s database for $20 or less, listed in order of standard cost, lowest to highest, then by standard data allowance, largest to smallest. Use our mobile phone comparison tool to see a wider range of prepaid plans from other providers. This table includes products with links to referral partners.

SIM-only plans for $40 and under

For the average phone user who typically uses around 10GB to 20GB of data each month, phone plans around the $20 to $40 price point might be the way to go. There are plenty of plans to choose from, including 5G SIM-only plans.

The following table includes a selection of postpaid plans from Canstar Blue’s database for $40 or less, listed in order of standard cost, lowest to highest, then by standard data allowance, largest to smallest. Compare postpaid mobile plans from a wider range of providers using our comparison tool. This table includes products with links to referral partners.

The following table includes a selection of prepaid plans from Canstar Blue’s database for $40 or less, listed in order of standard cost, lowest to highest, then by standard data allowance, largest to smallest. Use our mobile phone comparison tool to see a wider range of prepaid plans from other providers. This table includes products with links to referral partners.

SIM-only plans for $60 and under

For bigger data users, the $40 to $60 price point offers a lot of selection when it comes to bigger data plans, including 5G plans. Data inclusions in this price range can be pretty generous and there are plenty of providers and plans to choose from.

The following table includes a selection of postpaid plans from Canstar Blue’s database for $60 or less, listed in order of standard cost, lowest to highest, then by standard data allowance, largest to smallest. Compare postpaid mobile plans from a wider range of providers using our comparison tool. This table includes products with links to referral partners.

The following table includes a selection of prepaid plans from Canstar Blue’s database for $60 or less, listed in order of standard cost, lowest to highest, then by standard data allowance, largest to smallest. Use our mobile phone comparison tool to see a wider range of prepaid plans from other providers. This table includes products with links to referral partners.

Long-term SIM-only prepaid plans

If you prefer to set and forget your phone plan, you might want to look into a long-expiry prepaid plan. These are typically available over six or 12 months, while some providers also offer 365-day plans.

Keep in mind that the big data allowance you get with your plan will need to be rationed over the whole expiry period, otherwise you may need to recharge your plan before the six or 12 months is up.

The following table includes a selection of long-expiry prepaid plans from Canstar Blue’s database, listed in order of standard cost, lowest to highest, then by standard data allowance, largest to smallest. Use our mobile phone comparison tool to see a wider range of prepaid plans from other providers. This table includes products with links to referral partners.

How to choose a the best SIM only phone plan

Choosing a SIM-only plan will depend on how much data you want, your budget, whether you prefer prepaid or postpaid, the mobile network it operates on and whether you want any extras on your plan, like 5G network coverage or special offers.

Thinking about how you use your phone — such as whether you are a light, moderate or heavy data user — may help you decide how much mobile data you need. You can then set a budget and see which providers within your price range might offer you the best value for money.

From there, you might want to look into the mobile network coverage, whether the plan has 5G network access (which is useful if you just received a 5G phone) and anything else you want in a phone plan.

If you’re keen to see what other Aussies think of their SIM-only provider, you can check out Canstar Blue’s Most Satisfied Customers awards for prepaid and postpaid providers in the links below.

Emma Bradstock
Telco Specialist
Emma Bradstock has been an authority on consumer phone, internet, technology and streaming markets in Australia for the last 4 years. She holds a Bachelor of Arts in Communications and Media from Macquarie University and has a decade of professional writing experience in print and digital media.

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