Bendigo Telco Mobile Phone Plans Review

Bendigo Telco was first established in 2000 in an initiative between Bendigo Bank and Adelaide Bank along with other large Bendigo businesses, with the aim to provide better services and technology to regional communities in Australia. Over the years, the telco changed and grew to become what it is now with the Bendigo Telco group split into five additional regional telcos: Central Coast Telco, Goulburn Valley Telco, South-East Qld Telco, Tastel and VicWest Telco.

While its history and dedication to serving the local community is admirable, Bendigo Telco needs to have some seriously good offerings to compete in the Aussie telco space. Operating as a mobile virtual network operator (MVNO) on the Optus network, Bendigo Telco offers a small range of postpaid mobile phone plans, in addition to internet and business-specific services. If you’re comparing mobile phone plans, just how do the plans from Bendigo Telco stack up when it comes to value for money?

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Bendigo Telco mobile plans at a glance

Bendigo Telco’s five SIM-only postpaid plans are fairly straightforward. You can sign up either on a month-to-month basis or on a 12-month contract, which gives you some bonus data each month. The XS (which is only available on a month-to-month plan) and S plans include limited value for calls. However you will get unlimited SMS and MMS on these plans, but if you sign up to the S plan for 12 months, standard national calls are unlimited. The M, L and XL plans all include unlimited standard national calls, SMS and MMS. If you’re on a 12-month plan, there is an early termination fee, so you might only want sign up for 12 months if you’re certain that the plan is right for you.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Bendigo Telco

XS Flexi Mobile Plan

  • $220 standard national call value
  • Unlimited standard national SMS

min. cost $11.50 over one month plan period

1GBMax Data**/billing period $11.50Advertised Data^^/billing period
Bendigo Telco

S Flexi Mobile Plan

  • $330 standard national call value
  • Unlimited standard national SMS

min. cost $17.50 over one month plan period

1.5GBMax Data**/billing period $17.50Advertised Data^^/billing period
Bendigo Telco

M Flexi Mobile Plan

  • Unlimited standard national calls & SMS
  • $50 international call credit

min. cost $30 over one month plan period

6GBMax Data**/billing period $30Advertised Data^^/billing period
Bendigo Telco

L Flexi Mobile Plan

  • Unlimited standard national calls & SMS
  • $300 international call credit

min. cost $40 over one month plan period

10GBMax Data**/billing period $40Advertised Data^^/billing period
Bendigo Telco

XL Flexi Mobile Plan

  • Unlimited standard national calls & SMS
  • $500 international call credit

min. cost $50 over one month plan period

15GBMax Data**/billing period $50Advertised Data^^/billing period
View all mobile plans listed on Canstar Blue

What does Bendigo Telco offer?

If you choose one of the top three-level plans, you’ll get international call value included on your plan. There is $50, $300 and $500 of included international call value on these three plans and international call rates are on the website. International roaming is also available through Bendigo Telco, but you’ll need to get in touch with the telco to switch it on before you head overseas. Roaming rates can be quite expensive, so you should check these rates before heading off to ensure this is the right option for you.

Postpaid plans
Entertainment bonuses
Data-free video streaming
Data-free music streaming
International calls/texts
International roaming
Set-up fees
Data overage fees

Bendigo Telco network and coverage

Bendigo Telco operates as a MVNO on Australia’s second largest network, the Optus mobile network, which currently reaches 98.5% of Aussies. Optus has also signed up to the Australian Government’s Mobile Blackspot Program which is aimed at improving coverage to mobile black spots throughout the country, especially in regional and remote Australia. To check your current coverage status, visit the Bendigo Telco website.

Features and bonuses

While Bendigo Telco’s plans are fairly similar, the inclusions can differ depending on the plan and whether you’ve chosen a month-to-month or 12-month plan.

  • International calls: The M, L and XL plans all include international call value. You’ll need to check the website for the international call rates to determine how much of this value will be used when you call friends and family overseas.
  • Unlimited calls: While unlimited standard national calls are available on the month-to-month and 12-month M, L and XL plans, you can also get unlimited standard national calls on the S plan when you sign up for 12 months.
  • Bonus data: If you’re happy to sign up for 12 months on the S, M, L or XL plans, you’ll get extra data to enjoy each month.
  • International roaming: If you’re travelling and still want access to your Bendigo Telco number, you can have roaming switched on for your service. However roaming is expensive to use when travelling, so you should check Bendigo Telco’s roaming rates before deciding if this is the right option for you.

Individual products

Bendigo Telco Extra-Small plan

Only available as a month-to-month plan, the XS plan will get you $220 of included national call value, with unlimited standard national SMS and MMS, plus 1GB of data each month for $11.50.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Bendigo Telco

XS Flexi Mobile Plan

  • $220 standard national call value
  • Unlimited standard national SMS

min. cost $11.50 over one month plan period

1GBMax Data**/billing period $11.50Advertised Data^^/billing period
View all mobile plans listed on Canstar Blue

Bendigo Telco Small plan

The Small plan is available as both month-to-month and 12-month plans at $17.50 per month ($210 total over 12 months). Both plans include unlimited standard national SMS and MMS. On the month-to-month plan, you’ll get $330 of included national call value, whereas the 12-month plan gives you unlimited standard national calls. You’ll get 1.5GB of data, but on the 12-month plan, you’ll get a bonus 1GB of data, giving a total of 2.5GB per month over 12 months.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Bendigo Telco

S Flexi Mobile Plan

  • $330 standard national call value
  • Unlimited standard national SMS

min. cost $17.50 over one month plan period

1.5GBMax Data**/billing period $17.50Advertised Data^^/billing period
Bendigo Telco

S Flexi Mobile Plan (12 Month)

  • Unlimited standard national calls & SMS

min. cost $17.50 over 12 month plan period

2.5GBMax Data**/billing period $17.50Advertised Data^^/billing period
View all mobile plans listed on Canstar Blue

Bendigo Telco Medium plan

The Medium plan, at $30 per month ($360 over 12 months), is where you start to get international call value included with $50 of international call value to use each month. Both the month-to-month and 12-month plans include unlimited standard national calls, SMS and MMS, with 6GB of data as standard, but signing up for 12 months gets you an additional 4GB of data, bringing it up to 10GB per month over 12 months.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Bendigo Telco

M Flexi Mobile Plan

  • Unlimited standard national calls & SMS
  • $50 international call credit

min. cost $30 over one month plan period

6GBMax Data**/billing period $30Advertised Data^^/billing period
Bendigo Telco

M Flexi Mobile Plan (12 Month)

  • Unlimited standard national calls & SMS
  • $50 international call credit

min. cost $30 over 12 month plan period

10GBMax Data**/billing period $30Advertised Data^^/billing period
View all mobile plans listed on Canstar Blue

Bendigo Telco Large plan

On the Large plan you get unlimited standard national calls, SMS and MMS, plus $300 of international call value included. If you choose a month-to-month plan, you’ll get 10GB of data while a 12-month plan gives you bonus 8GB of data, with 18GB in total each month for $40 per month ($480 over 12 months).

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Bendigo Telco

L Flexi Mobile Plan

  • Unlimited standard national calls & SMS
  • $300 international call credit

min. cost $40 over one month plan period

10GBMax Data**/billing period $40Advertised Data^^/billing period
Bendigo Telco

L Flexi Mobile Plan (12 Month)

  • Unlimited standard national calls & SMS
  • $300 international call credit

min. cost $40 over 12 month plan period

18GBMax Data**/billing period $40Advertised Data^^/billing period
View all mobile plans listed on Canstar Blue

Bendigo Telco Extra Large plan

If you’re after the largest plan inclusions, the XL plan does deliver, with unlimited standard national calls, SMS and MMS at $50 per month ($600 over 12 months). You’ll also get $500 worth of included international call value and 15GB of data. If you commit to the 12-month plan, you’ll get a bonus 8GB of data, bringing the total up to 23GB of data each month.

Brand Features Max Data**/billing period Advertised Cost^^/billing period
Bendigo Telco

XL Flexi Mobile Plan

  • Unlimited standard national calls & SMS
  • $500 international call credit

min. cost $50 over one month plan period

15GBMax Data**/billing period $50Advertised Data^^/billing period
Bendigo Telco

XL Flexi Mobile Plan (12 Month)

  • Unlimited standard national calls & SMS
  • $500 international call credit

min. cost $50 over 12 month plan period

23GBMax Data**/billing period $50Advertised Data^^/billing period
View all mobile plans listed on Canstar Blue

Bendigo Telco contact details/customer support

Need some help with your Bendigo Telco plan or service? The telco offers several contact and support options, including:

How does Bendigo Telco compare?

Bendigo Telco isn’t the only provider offering Optus network coverage at lower prices. The following providers also use parts of the Optus network.

Is Bendigo Telco a good deal?

Bendigo Telco’s commitment to local communities, especially with services for local businesses, could certainly be a drawcard for some Aussies. However, choosing a mobile phone plan should first and foremost be about value for your money. If you’re looking at postpaid phone plans, you can find some good value at the varying price points through Bendigo Telco.

The XS plan could be a good option for light phone users at just $11.50 per month, but there are some cheaper phone plans with more call inclusions out there. The top-level plans are where Bendigo Telco has more value, especially if you’re happy to sign up for 12 months. While many other telcos will include the unlimited calls and SMS at cheaper price points, the generous international call value helps Bendigo Telco to stand out on the higher-level plans. The bonus data on the 12 month contracts are also a big plus if you don’t mind being locked-in for a year.

While there are other telcos out there offering more value for less money, it’s certainly worth keeping Bendigo Telco in your phone plan comparisons, especially if you like to support smaller local businesses. Overall there is reasonable value in Bendigo Telco’s postpaid phone plans, so it could be worth looking into.

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